See exactly how affordable retirement can be in 4 top European destinations – and why one is a standout winner for Americans.
See what monthly income you need to show as an individual (and couple) to qualify for the most popular retirement visas.
Learn how your U.S. Social Security benefits and distributions from retirement accounts (401k, IRA, Roth, etc.) are taxed.
See exactly what it costs to live in four popular European retirement spots—real numbers, no guesswork.
While all four countries are beautiful and affordable, one stands out as the ideal location for your European retirement.
Picture this: You're strolling down a sun-drenched cobblestone lane, the scent of fresh bread and roasted espresso drifting from a corner café. The stone walls around you whisper stories from centuries past, their shutters painted in fading hues of green and blue. Church bells echo through the quiet morning as you settle into your favorite terrace seat—no rush, no traffic, just the clink of porcelain and the rhythm of slow, meaningful days.
In the afternoons, you might explore a vineyard in Tuscany, hop a train to a seaside market in the south of France, or simply linger over lunch with locals who’ve already welcomed you like family. Here, life is rich in experiences, not expenses.
Retiring in Europe isn’t about “slowing down”—it’s about finally living fully. With access to world-class healthcare, a lower cost of living, and endless opportunities to explore, the hardest part is choosing where to begin.
Enjoying a baguette sandwich in Reims, France
I'm a CERTIFIED FINANCIAL PLANNER® professional helping Americans transform their European retirement dreams into reality. I've learned that Europe isn't just a magical place to visit—it's an incredible place to live.
My month living with a French family in Bordeaux while playing soccer sparked a lifelong love affair with Europe. Later explorations only increased my appreciation of the lifestyle and people. Now is the perfect time to consider retirement in Europe - your adventure among historic villages and breathtaking vistas is waiting for you!
Tommy Sikes, CFP®
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